Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

The basic version of Copilot is free. Microsoft used to offer a paid flavor called Copilot Pro. But with the introduction of Microsoft 365 Premium in 2025, the company discontinued Copilot Pro and ...